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The platform

One lending software platform, four modules

Digital onboarding, loan management, core banking and collections — built to work together, and adopted in whatever order suits your institution.

Two of the four run against the loan management system you already own

Acquire

Digital Onboarding

Paperless applications, automated KYC checks, and instant handoff into lending.

Lend

Loan Management

Configurable products, automated disbursement, and the full loan lifecycle in one book.

Bank

Core Banking

Double-entry ledger, multi-currency accounts, and real-time reconciliation at the core.

Recover

Collection Intelligence

Risk-scored queues, automated recovery strategies, and promise-to-pay tracking.

Compare

Which module do you actually need?

Most institutions do not start with all four. The two marked as running standalone are designed to be adopted first, against whatever system currently owns your loan book.

Bankify modules compared by lifecycle stage, primary audience, and whether the module runs against a third-party loan management system
Module Stage What it does Runs standalone
Digital OnboardingAcquirePaperless applications, automated KYC checks, and instant handoff into lending.Against your existing LMS
Loan ManagementLendConfigurable products, automated disbursement, and the full loan lifecycle in one book. Part of the Bankify book
Core BankingBankDouble-entry ledger, multi-currency accounts, and real-time reconciliation at the core. Part of the Bankify book
Collection IntelligenceRecoverRisk-scored queues, automated recovery strategies, and promise-to-pay tracking.Against your existing LMS

Looking for something more specific?

A channel for Digital Onboarding

A complete loan application, inside WhatsApp

Customers quote a loan, enrol with a national ID and proof of residence, upload documents and sign with a PIN — inside WhatsApp. A channel of Bankify Digital Onboarding.

Built for microfinance

Microfinance software for institutions running thousands of small loans

Loan management, core banking, digital onboarding and collections for microfinance institutions — one multi-currency platform, adopted a module at a time.

Ready to run the whole lending lifecycle on one platform?

Talk to a product specialist about which modules fit your institution today.