The platform
One lending software platform, four modules
Digital onboarding, loan management, core banking and collections — built to work together, and adopted in whatever order suits your institution.
Two of the four run against the loan management system you already own
Acquire
Digital Onboarding
Paperless applications, automated KYC checks, and instant handoff into lending.
Bankify digital loan onboardingLend
Loan Management
Configurable products, automated disbursement, and the full loan lifecycle in one book.
Bankify loan management softwareBank
Core Banking
Double-entry ledger, multi-currency accounts, and real-time reconciliation at the core.
Bankify core banking softwareRecover
Collection Intelligence
Risk-scored queues, automated recovery strategies, and promise-to-pay tracking.
Bankify loan collection softwareWhich module do you actually need?
Most institutions do not start with all four. The two marked as running standalone are designed to be adopted first, against whatever system currently owns your loan book.
| Module | Stage | What it does | Runs standalone |
|---|---|---|---|
| Digital Onboarding | Acquire | Paperless applications, automated KYC checks, and instant handoff into lending. | Against your existing LMS |
| Loan Management | Lend | Configurable products, automated disbursement, and the full loan lifecycle in one book. | Part of the Bankify book |
| Core Banking | Bank | Double-entry ledger, multi-currency accounts, and real-time reconciliation at the core. | Part of the Bankify book |
| Collection Intelligence | Recover | Risk-scored queues, automated recovery strategies, and promise-to-pay tracking. | Against your existing LMS |
Looking for something more specific?
A channel for Digital Onboarding
A complete loan application, inside WhatsApp
Customers quote a loan, enrol with a national ID and proof of residence, upload documents and sign with a PIN — inside WhatsApp. A channel of Bankify Digital Onboarding.
Built for microfinance
Microfinance software for institutions running thousands of small loans
Loan management, core banking, digital onboarding and collections for microfinance institutions — one multi-currency platform, adopted a module at a time.
Ready to run the whole lending lifecycle on one platform?
Talk to a product specialist about which modules fit your institution today.